Our church introduced us to the Financial Peace Baby Steps System by Dave Ramsey in 2008. I read "The Total Money Makeover" and listened to the Dave Ramsey Show while I cleaned for years as we paid off debt month-after-month. It was a mountain. I would get so motivated hearing other stories of families paying off their debts, then coming on Dave's show and doing their Debt-Free Screams in front of 7 million listeners. I used to say to Teresa. "It will be us soon. We just need to keep saving, paying debt, and growing our business." We made so many sacrifices along the way. We stopped kid's activities and reigned in expenses to the point of minimalist thinking sometimes. Through it all, we kept our faith, kept on giving to our church, kept growing our business, and kept making those monthly payments.
Do you have a goal to pay off your debt? Would you like to keep the money that's leftover every month versus always giving it away? Would you like the peace of mind that comes with zero debt? Our family did and it didn't matter that it took 13 years!
Please join our family in celebration as we pay off our last payment!
The Smart Cleaning School helps cleaning business owners from start-up to the struggling solo to the striving seven-figure get SMARTER in their businesses, reshape their mindset, increase productivity, clear the overwhelm, and get clarity through SMART goal-setting & personal accountability. Ken Carfagno is a lifetime learner and teacher. His mission is to help visionaries make the impact they were meant to make.